Dec

10

Need Extra Cash? Get an H & R Emerald Advance! (#Giveaway)

by Migdalia Rivera

Christmas brings out the frugalista in me. Yet, even with that, it can be hard to stay within budget when shopping for familia/family, friends, teachers, the hair stylist, garage attendants, mailman, my Kris Kringle, my sons’ countless friends, etc., etc. I have to admit some years are better than most. Sadly,this year is not the better thn most year because I waited till the last minute to shop. Grrrr

Thankfully, H&R Block has a program that can help. (I knew I liked them for more than timely tax returns!) The program called Emerald Advance, is a service for those years when you need some extra dinero/money. Folks may be eligible for up to $1,000 without having to jump through lots of hoops. People can apply from now until January 14, 2013.. Whether you use Emerald Advance to cover holiday gifts or travel expenses to spend time with family over the holidays, you can feel good about relying on a financial expert you can trust all year and that means more celebrating and less worrying!

If you opt for a cash advance, there are still ways you can save during the holidays, such as…

Immediate Family: Set a monetary budget for everyone.
This year my boys and I have a $50 budget for each other. We can go under but not over. Great for tweens and teens especially since I am still giving them the money to purchase those gifts!

Extended Family and Friends: Purchase Group Gifts vs. Individual Gifts
I have a big family, with 3 brothers and 3 sisters. I also have countless friends who we call Titi/Auntie, that have adopted my sons and I into their family. Most, if not all of these individuals, have 2 or more kids. Buying individual gifts is not an option for us; however, group gifts are. See below for some ideas.

          • Museum Memberships: This is the gift that keeps on giving! This gift will not only give the recipients countless days of family fun, it will also support a great cause. Plus, a portion of it is tax deductible!
          • Video Games: This is perfect for the Gamer family. There are lots of options to choose from that are great to get a family moving and having fun. Try to pick one that will work for a diverse age group. I find sports, dance amnd singing games are great for all ages.
          • Food Subscriptions: The boys and I received this from a friend one year and we loved it. There are many options to select from including fruits, steaks, and the three major food groups: coffee, cakes and cookies! You can even find some great subscriptions for gluten free living and diabetics that are pretty tasty.

Get a $25 Gift Certificate to The Fruit Company thru Restaurant.com for only $10! Click Here.

Get a $25 Gift Certificate to Lobster Gram thru Restaurant.com for only $10! Click Here.

Get a $25 Gift Certificate to Mrs. Fields Cookies thru Restaurant.com for only $10! Click Here.

Teachers: Since my sons are older, they have more teachers that I can count on two hands. As a result, I always give restaurant certificates from restaurant.com. They never expire and they can use them for take out, to eat out and on countless other stores within the network.

Mailmen/Garage Attendants and Other Service Workers: I want to commend the people who make my life easier; however, realistically I can not afford to give each one of them a gift unless I am creative. Several options I have used in the past are noted below. Notice the theme?

          • Movie Cards: I purchase AMC tickets at a discount. You can do the same via Costco, BJs, and from most insurance companies!
          • Fast food gift cards: You can grab a 4 pack of $10 cards at CVS (Use your ExtraBucks!). You can also purchase them at a discount from Costco, BJs or other big box store.
          • restaurant. com Gift Cards: Again, these are great because you can use them to dine in, take out or with any of the other stores in their network. Plus, they have a  NEW! $2 for $5 Restaurant Gift Certificates.

For YOURSELF:  I suggest a spa treatment, preferably one that does not involve the children, mate or in-laws! To entice a well deserved splurge,  H & R Block is going to give one Latina On a Mission reader a $300 gift card. No purchase necessary. Read below for details… and should you win, please use it for something special. Because, honestly, you deserve it! :)

¡Suerte! / Good luck!


 

MANDATORY ENTRY:

Leave a comment below naming at least one benefit of the Emerald Advance Program. To review the H& R Block Emerald Advance program benefits click HERE.

EXTRA ENTRIES AVAILABLE AFTER MANDATORY ENTRY IS COMPLETED – LEAVE A SEPARATE COMMENT FOR EACH ENTRY TO COUNT:

1. Subscribe to my blog via email or feed, and/or “Like” Latina On a Mission’s Facebook page for one (1) entry EACH. If you already do, let me know in a comment!

2. Follow @MsLatina on Twitter and tweet about the giveaway, stating the below. Provide me with the tweet URL in a comment. One tweet per day till the giveaway ends, so go ahead tweet away!

Enter to win a $300 @HRBlockAnswers Gift Card & learn about their Emerald Advance Program http://bit.ly/HnRgw #SMlatinas #Giveaway
3. Leave a comment on ANY other post, dated December 1, 2012 or later, for TWO (2) extra entries. Let me know you did so in the comments below.

4. Share this post, or another, on your blog,  Google+, Pinterest, Stumble Upon, Technorati, Digg, and/or Facebook. Each post shared gives you 1 extra entry. Just let me know which post you shared and your username, if applicable!

********************
Giveaway ends December 31, 2012 at 11:59 A.M. EST
Open to US residents only
********************
Void where prohibited. Must be 18 years or older to participate. No purchase necessary to win.  Winner will be randomly selected and notified via email. Winner has three (3) days to respond before another winner is selected. Entries/Comments must follow the submission guidelines noted above to qualify. Prize is non-transferable. 

Disclosure: The prize was provided by H&R Block and may be shipped to the winner by H&R Block, but H&R Block is not a sponsor, administrator, or involved in any other way with this giveaway. All opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.
Share and Enjoy. Go ahead, you know you want to.

    About the Author

    Migdalia Rivera, also known as Ms. Latina in social media, is a single Latina mother of a teen, tween and 2 Australian Shepherds. When not blogging, or chasing after her energetic bunch, she connects influential bloggers with brands and PR agencies via her blogger network, Stiletto Media.

    1051 nickie December 31, 2012 at 1:14 am

    One benefit is you can borrow the specific amount you need.

    nickieisis3atgmaildotcom

    1052 Jill December 31, 2012 at 1:23 am
    1053 Miranda Ward December 31, 2012 at 1:05 am

    You could get up to $1,000 with the Emerald Advance® line of credit!

    freebiegoddess03 (at) aol (dot) com

    1054 Jessie C. December 31, 2012 at 2:06 am
    1055 Michelle Tucker December 31, 2012 at 3:19 am

    I like that it “Significantly lower fees than payday lenders.”
    michelletucker at baconnation dot net

    1056 Michelle Tucker December 31, 2012 at 3:19 am

    Follow via email (confirmed)
    michelletucker at baconnation dot net

    1057 Michelle Tucker December 31, 2012 at 3:20 am

    Follow (Like) via Facebook Michelle Tucker (iiiyadirf)
    michelletucker at baconnation dot net

    1058 Michelle Tucker December 31, 2012 at 3:21 am

    Shared on Google+ :https://plus.google.com/u/0/105833406394027507875/posts/Am27DuWB6jU
    Michelle Tucker
    michelletucker at baconnation dot net

    1059 Michelle Tucker December 31, 2012 at 3:21 am

    1/2 Commented on the shoeaholic page.
    michelletucker at baconnation dot net

    1060 Michelle Tucker December 31, 2012 at 3:22 am

    2/2 Commented on the shoeaholic page.
    michelletucker at baconnation dot net

    1061 Sand December 31, 2012 at 3:59 am

    Access your transferred funds with the H&R Block Emerald Prepaid MasterCard®.

    1062 Tammy Greer December 31, 2012 at 4:42 am

    I like that it’s a line of credit for emergencies, etc.

    1063 Sarah L December 31, 2012 at 5:20 am

    The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs, bills and other short-term credit needs. Only borrow the specific amount you need.
    Happy New Year!
    Thanks for the contest.

    1064 Sarah L December 31, 2012 at 5:22 am
    1065 joseph gersch jr December 31, 2012 at 5:41 am

    one advantage is The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money

    1066 joseph gersch jr December 31, 2012 at 5:42 am

    like latina on a mission on fb joseph gersch jr

    1067 Sarah L December 31, 2012 at 5:43 am
    1068 joseph gersch jr December 31, 2012 at 5:44 am

    follow on twitter @jtwark and tweet https://twitter.com/jtwark/status/285682749824716800

    1069 Sarah L December 31, 2012 at 5:45 am
    1070 joseph gersch jr December 31, 2012 at 5:45 am
    1071 Sarah L December 31, 2012 at 5:46 am

    Google +: Sarah L
    http://bit.ly/slehan

    1072 joseph gersch jr December 31, 2012 at 5:46 am
    1073 Sarah L December 31, 2012 at 5:49 am
    1074 April V. December 31, 2012 at 6:53 am

    Instead of having them give you cash it can be put on a prepaid card. Convenient.

    1075 Katherine December 31, 2012 at 7:16 am
    1076 Sarah L December 31, 2012 at 7:18 am
    1077 Sarah L December 31, 2012 at 7:27 am
    1078 Renski December 31, 2012 at 7:31 am

    A benefit I discovered is that you can borrow the specific amount of money that you need.

    1079 Renski December 31, 2012 at 7:34 am
    1080 debbie December 31, 2012 at 8:32 am

    I like that it is so easy to get. Just a state issued ID, and proof of work.
    twoofakind12@yahoo.com

    1081 Terry Cross December 31, 2012 at 9:23 am

    Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose

    1082 Terry Cross December 31, 2012 at 9:43 am

    I subscribe to your feed via Google reader

    1083 Terry Cross December 31, 2012 at 9:45 am
    1084 Terry Cross December 31, 2012 at 9:49 am
    1085 Terry Cross December 31, 2012 at 9:51 am
    1086 jeni lutz December 31, 2012 at 10:05 am

    I learned that it has a is a year-round line of credit

    1087 Wanda McHenry December 31, 2012 at 10:24 am
    1088 Tammy S December 31, 2012 at 10:25 am
    1089 Tammy S December 31, 2012 at 10:26 am
    1090 Tammy S December 31, 2012 at 10:27 am
    1091 Tammy S December 31, 2012 at 10:28 am
    1092 Tammy S December 31, 2012 at 10:31 am
    1093 Rosey December 31, 2012 at 11:16 am

    One benefit: H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through, and H&R Block Emerald Prepaid MasterCard is issued by, H&R Block Bank, a Federal Savings Bank, Member FDIC. Line of credit is subject to credit and underwriting approval

    1094 Rosey December 31, 2012 at 11:17 am

    I like you on Facebook (Rosey Marie).

    1095 Rosey December 31, 2012 at 11:18 am
    1096 Joy Q December 31, 2012 at 11:36 am

    I like that you can earn cash back when making purchases on the card

    1097 Joy Q December 31, 2012 at 11:39 am

    Liked Latina On a Mission on Facebook (Joy Quinnan)

    1098 Joy Q December 31, 2012 at 11:41 am

    Subscribed to my your RSS feed – (joyq19135 at yahoo dot com)

    1099 Joy Q December 31, 2012 at 11:43 am
    1100 Joy Q December 31, 2012 at 11:45 am

    Shared on Google+ (Joy Quinnan)

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